12 retirement planning tools — one connected plan
Most retirement tools answer one question. RetireMore answers all of them — finances, healthcare, location, purpose, and legacy — in one connected platform with an AI coach that finds the cross-tool insights.
Financial
Income, taxes, healthcare, and Social Security — the math of retirement.
Social Security Optimizer
Find the Social Security claiming strategy that maximizes your lifetime benefits. Free calculator covering age 62 vs 67 vs 70, spousal, survivor, and earnings test.
Learn more →Retirement Income Planner
Project retirement income across every scenario. Run Monte Carlo simulations on your portfolio, model Roth conversions, and stress-test against bad sequence-of-returns risk.
Learn more →Tax Impact Analyzer
Model Roth conversions, withdrawal order, RMDs, and IRMAA brackets. The Tax Impact Analyzer shows you how to minimize lifetime taxes — not just this year's bill.
Learn more →Longevity & Drawdown
Choose a sustainable withdrawal strategy. Compare 4% rule, guardrails, RMD-based, and bond-tent approaches against your longevity, portfolio, and risk tolerance.
Learn more →Healthcare Cost Calculator
Project lifetime healthcare costs in retirement. Models Medicare Parts A/B/D, IRMAA, Medigap, long-term care, and the gap if you retire before 65.
Learn more →Lifestyle
Where you'll live, who you'll be, and what you'll do with your time.
Retire Abroad AI
Compare 100+ countries to retire abroad. Cost of living, healthcare quality, retiree visas, taxation, climate, safety, and culture — scored against your priorities.
Learn more →State Relocate Selector
Compare all 50 US states for retirement. Income tax, Social Security taxation, property tax, sales tax, estate tax, climate, and cost of living — all in one view.
Learn more →Retirement Identity Builder
Discover who you are beyond your career. A 7-step guided journey to define purpose, identity, and daily structure for the next chapter of life.
Learn more →Volunteer Purpose Matchmaker
Match your career skills and personal values to meaningful volunteer opportunities near you. AI-scored fit recommendations across 50+ cause areas.
Learn more →Legacy
What you pass on, who you support, and what you leave behind.
Legacy Flow Visualizer
Visualize how your estate flows to heirs, charity, and taxes. Sankey diagrams make beneficiary changes, trust funding, and tax leakage instantly visible.
Learn more →Gifting Strategy Planner
Plan meaningful lifetime gifts to family and charity. Models annual exclusion, lifetime exemption, QCD, donor-advised funds, and 529 superfunding.
Learn more →Digital Estate Manager
Inventory online accounts, write executor instructions, and secure your digital legacy. Covers email, banking, social media, photo libraries, and crypto.
Learn more →