See exactly where your estate ends up
Most estate plans are built from documents — wills, trusts, beneficiary forms — that no one ever sees side-by-side. The Legacy Flow Visualizer shows your estate as a Sankey diagram, with every dollar flowing from your accounts to its final destination.
What the Legacy Flow Visualizer does
- Sankey diagrams of estate flow — accounts to beneficiaries to taxes to charity
- Beneficiary form auditing — flags conflicts between will and named beneficiaries
- Trust funding visualization — reveals assets that bypass the trust entirely
- Estate tax projection — federal exemption + state estate/inheritance tax exposure
- What-if scenarios — how does the picture change if a child predeceases, divorces, or has special needs?
Industry estimates suggest more than 60% of estates have at least one beneficiary form that contradicts the will — and the beneficiary form wins. The visualizer surfaces these conflicts immediately.
How it works
- Enter your accounts, beneficiary designations, and any trusts.
- Specify your heirs, charities, and contingent plan.
- The visualizer renders the full estate flow — every dollar, every destination.
- Toggle scenarios: what if you die today, in 10 years, with current law, or under a $5M federal exemption.
Why this matters
An estate plan that hasn't been visualized as a flow has almost certainly never been audited end-to-end. Beneficiary forms drift over decades. New accounts get opened with default beneficiaries. Trusts get drafted and never funded. The Sankey diagram makes all of it visible in one glance.
This is a planning tool, not a legal document. For implementation — wills, trusts, beneficiary updates — work with a qualified estate-planning attorney.
Frequently asked questions
Does this replace an estate attorney?
No. It surfaces issues for an attorney to address. The diagnostic work ("these beneficiary forms conflict with your will") is what we do; the legal drafting and execution belong with a qualified attorney in your state.
What about the federal estate tax?
The visualizer projects against current law (currently $13.61M per individual, scheduled to halve in 2026 unless extended). State estate/inheritance taxes apply at much lower thresholds in 12 states + DC.
Can I model a generation-skipping plan?
Yes. The visualizer handles direct skips, trust skips, and the GST exemption.
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